Your life.
Your plan. Always aligned.
At Inspire Wealth, we bring together every piece of your financial life—income, investments, taxes, insurance, and legacy planning—into one clear, coordinated roadmap. As markets shift, laws change, and your life evolves, we keep your Inspire Wealth Comprehensive Plan updated and aligned with what matters most to you.
Services
Inspire Income
Retirement Blueprint
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Retirement Projections
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Income Sources
Inspire Wealth Management
Strategic & Tactical Money Management
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Institutional Investment Strategies
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Alternative Investments
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Risk Management & Asset Location
Inspire Protection
Income Protection
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Asset Protection
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Spouse & Family Protection
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Extended Care Protection
Inspire Tax Aware Strategies
IRMAA Avoidance
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Roth Conversions
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Tax Efficiency & Withdrawals
*Inspire Wealth does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions.
Inspire Legacy Plans
Probate Avoidance
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Spend-Down Strategies
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Legacy Transfer Strategies
Your goals
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Our guidance
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Let’s get there together
Bringing Together All Aspects of Your Financial Life
The I.N.S.P.I.R.E Process
Retirement isn’t a single date; it’s an ongoing journey. Our I.N.S.P.I.R.E. Process turns that journey into a clear, repeatable framework—addressing Income, Needs, Savings, Protection, Investments, Retirement, and Engagement. By moving through each step in sequence, we help uncover gaps, surface opportunities, and keep every decision aligned with your vision today and tomorrow.
I.
Income Planning
- Estimate Future Expenses: Calculate your monthly and annual living expenses in retirement.
- Determine Income Sources: Social Security, pensions, dividends, rental income, etc.
- Create a Withdrawal Strategy:
Plan how much you'll take from retirement accounts each year.
N.
Needs Assessment
- Healthcare Needs: Evaluate health insurance options, including Medicare.
- Housing Needs: Decide whether to downsize, relocate, or stay put.
- Lifestyle Goals:
Consider hobbies, travel, and leisure activities you wish to pursue.
S.
Savings Evaluation
- Review Retirement Accounts: IRA, 401(k), and other savings.
- Emergency Fund: Ensure you have 6-12 months of living expenses set aside.
- Debt Management:
Aim to minimize or eliminate debt before retirement.
P.
Protection Strategies
- Insurance Coverage: Assess the need for life, health, and long-term care insurance.
- Estate & Legacy Planning*:
Update wills, trusts, and other important legal documents.
I.
Investment Planning
- Asset Allocation: Adjust your portfolio to match your risk tolerance and timeline.
- Diversification: Focus on spreading investments across different asset classes.
- Review Performance:
Regularly check how your investments are performing.
R.
Retirement Transition
- Retirement Date: Set a target date; consider phasing into retirement if possible.
- Benefits Selection: Decide on when and how to start receiving benefits like Social Security.
- Contact HR: If applicable, discuss transition plans with your employer.
E.
Engagementโฏ& Enjoyment
- Social Connections: Stay connected with family and friends, join clubs, or volunteer.
- Pursue Passions: Engage in activities that bring joy and fulfillment.
- Routine Development: Establish a daily routine that keeps you active and engaged.
